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Readers evenly split on compulsory MPPI plan

Mortgage Strategy Online readers were divided over proposals for an industry-funded compulsory insurance plan to help clients avoid repossession, with 51% against and 49% for the plan.

This week, Mortgage Strategy asks: “Will you explore the government-backed Small Firms Loan Guarantee scheme to survive the current market downturn?” Q: Do you support an industry-funded compulsory insurance plan to help borrowers avoid repossession?


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Pressure to axe ERCs for long-term deals

The government is urging lenders to consider alternatives to early repayment charges to encourage the take-up of long-term fixed rate deals.A Treasury report unveiled in last week’s Budget, entitled Housing finance review: analysis and proposals, blames ERCs for low consumer demand for long-term products.It states: “Lenders have scope to manage the pre-payment risks associated with […]

em- launches direct processing links with Future

em- has become the first packager to link its processing systems direct with Future mortgages.em- says the benefits to brokers are massive and will be shown through swifter processing and turnaround times.Simon Mouncher, operations director, em-,says: “Exciting times are ahead and in 2008 we are continuing to invest in our technology and this launch is […]

Trust me, I’m a qualified cash doctor

The Thoresen review’s proposal to set up a national money guidance service could be missing the point. After all, it would be better for clients to take advice from experts, says Katie Tucker

PNG launches introducer service for brokers

Premier Network Group has launched an introducer service for brokers across a range of financial product sectors.PNG is offering advisers who are unable or unwilling to operate in a number of areas the opportunity to introduce their client’s business to PNG and receive a percentage of the procuration fee. Roma Bailey, introducer manager at PNG, […]

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