In both instances I was able to discover the perpetrators’ telephone numbers, bank account details and delivery addresses. I alerted the firms involved but in the first case the lender simply didn’t deposit the money and in the second the goods weren’t delivered. No other action was taken – the banks and the police didn’t want to know. In fact, I was forced to get my local MP involved and BBC Look North ran a feature on my mother’s case.
My experience with the lenders affected was so bad that I’ll never report cases of this kind again. I will not put my family’s safety at risk from the villains involved as I have no faith that the legal system will do the things it says it will.
And now the police are calling for brokers to be registered, a move that will put them in the dock. It won’t affect the fraudsters who are the real threat.
If clients can show me they have sufficient income I will do the job accordingly and legally. Maybe the police should focus on catching and prosecuting criminals before they move onto brokers who are caught between a rock and a hard place. It should leave regulation to the relevant bodies and focus on doing its job – acting on information and catching crooks.