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Personal Touch offers 75% LTV through RBSIP

Personal Touch Financial Services has launched an exclusive two-year fixed rate at 75% loan to value at 3.79% through RBS Intermediary Partners for its network appointed rep members.

The product is for remortgage clients with free valuation and legal fees.

Dev Malle, sales director at PTFS, says: “In the current market we have been discussing with lenders the opportunity to offer competitive rates at higher LTVs.

‘This exclusive from RBS offers the opportunity for clients to move into an incredibly competitive fixed rate of 3.79% and allows our members to offer remortgage products above the 60% LTV level which the market has been stuck in for some time.

“There is a full remortgage package with a sensible £999 fee. Early feedback is very positive and I congratulate RBS for recognising intermediary value.”

Steve Carruthers, head of corporate accounts at RBS Intermediary Partners, says: “We have been working closely with Personal Touch to develop products that are right for their advisers and their clients.

“I am delighted to be able to launch this new deal that not only demonstrates our commitment to the intermediary sector but also recognises the benefits of taking a collaborative approach with our business partners.”


Curriculumvitae: Chloe Taverver

Describe your current job

I’m responsible for maintaining The Business Mortgage Company brand, our media profile and all broker communications. I am also in charge of implementing the marketing plans for our key distribution partners. My role is quite varied and requires advanced juggling skills as I am usually involved in a number of projects at any given time.

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