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What A Card

While Mole is all for making the best out of a bad situation, it couldn’t help but think greetings card firm has missed the point.

Last week the firm thought it would exploit market conditions by launching a range of cards to mark the credit crunch.

Gavin Stirrat, managing director of, says it launched the range to raise a smile in tough times.

But at £2.99 a pop, Mole suspects it won’t be helping many through the crunch besides itself.


Mike Perry leaves HML

Mike Perry, director of sales and marketing at HML has decided to leave the company.

Brown on kazoo, nobody on trumpet

At last, the government’s mortgage rescue package has been announced and what a surprise – it amounts to little more than window dressing.

GEMHL reassures brokers

GE Money Home Lending has confirmed it is here to stay and has no intentions of exiting the specialist mortgage market, after dramatically increasing its rates yesterday.

Diseased sector won’t recover easily

A sense of apocalypse pervades the financial services sector. Deleveraging is a scourge sweeping all before it. In the US, the seemingly immovable objects that were Fannie Mae and Freddie Mac have been unceremoniously shunted into government ownership.


Guide: how to change your auto-enrolment support

As we approach the two-year milestone of auto-enrolment, employers have had the opportunity to truly assess the capabilities of their chosen support. They are also now realising that getting to the staging date was the easy part, and that support is required for almost every aspect of the day to day running of their scheme. With the three-year re-enrolment window coinciding for many with the total removal of commission and Active Member Discounts from pension-related products and services, as well as the introduction of the pension charge cap in April 2015, many employers will have no choice but to review their support options. But, what is involved in transitioning your auto-enrolment scheme away from your current support options? This guide from Johnson Fleming aims to outline some of these key areas and provide information and discussion points on what you need to consider.


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