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Yorkshire unveils HomeBuy deal

The Yorkshire has launched another Open Market HomeBuy product to include a fixed rate option. The product has a rate of 6.19% for the first five years, after which it reverts to the Yorkshire’s SVR of 6.90%.

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Hamptons welcomes financial capability scheme

Hamptons Mortgages has welcomed the governments financial capability strategy despite the recent shake-up of legal aid. Jonathan Cornell, technical director at Hamptons Mortgages, says: It is good to see the government promoting a scheme to provide generic financial advice to the public. This will clearly benefit the less financially astute members of the community and […]

L&G to host regional forums

Legal & General is to host a series of regional business forums for its business partner firms. The annual events will take place in Manchester, London and Belfast on January 31, February 2 and February 6 respectively.

Housing equity outweighs mortgage debt

Halifax has calculated that housing equity significantly outweighs mortgage debt with UK private stock now worth 3.8 trillion. This means housing equity is 3.5 x the value of outstanding mortgage debt of 1.1 trillion.The value of the housing stock has increased by 78% over the last five years, with stock rising by 12%, or more […]

taxes

Out from the long grass? An IT and NI merger

Those with a long memory will recall that at the start of the last parliamentary term George Osborne announced his intention to merge income tax (IT) and national insurance (NI).  Headline grabbing as the initiative was, the reality of the complexities, challenges and costs of such a move resulted in this idea being kicked into the political long grass.

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