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Halifax is generous to some at the expense of others

Regarding your story entitled ‘Cutting tracker rates could cost Halifax £575m’ (Mortgage Strategy Online December 9), the move is to be welcomed but being a Halifax borrower on a fixed rate with a low LTV, I wonder what I will be able to get when the deals come out next year?

I should be welcomed as a good risk with plenty of equity but instead I see I am going to be penalised for being careful.

I am being forced onto a higher rate to pay for Halifax’s generosity to tracker customers who are obviously more important than the rest of us.

And anyway, what has happened to the money we gave it? Why are we being hit with higher rates?

How did it come up with this idea? It is a damned cheek and I am angry.

Paul Alexander Frame

Financial adviser

By email

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