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SPML sells its products exclusively via mortgage intermediaries. Originally a specialist sub prime/non conforming lender, SPML now also offers second charge loans, bridging loans, light adverse and prime lending products. SPML deservedly enjoys a reputation for providing the highest quality service, is committed to providing a decision on new applications within 24 hours, and is one of only 12 lenders to hold the prestigious Financial Adviser Five Star service award. SPML is on target to complete 2.5 billion of mortgage loans in its current financial year, employs in excess of 400 staff and operates from four offices in London and High Wycombe.


Borrowers opt for fixed rates

Some 86% of mortgage borrowers opted for fixed rates in October as they rushed to beat the progressive withdrawal of the best deals on the market. Almost half of those chose two-year fixed rates, attracted by the low headline interest rates. This compares to 75% of borrowers who took fixed rate mortgages in the first […]


Property prices in the North-East increase 108%

The North-East is the place to invest, say, as house prices have increased by 108% over the last five years, compared to average UK growth of 87% over the same period. One factor is the extensive regeneration work around the Newcastle area, which has increased the popularity of the city with investors. One such […]

L4L to launch legal advice service at Expo

Lawyer for Life, a membership only company offering free lifetime legal advice for a one-off fee, will be launching its service to brokers and IFAs at the Business Mortgage Expo. L4L will be talking to brokers about becoming agents and offering the service to their clients. L4L offers free lifetime legal advice for 1,995, and […]

Rooftop increase maximum loan size on products

Rooftop Mortgages has increased the maximum loan size on a range of its products. The maximum loan up to 65% LTV has increased to 1m on the stepped light and light adverse range. Up to 75% LTV the maximum loan has raised to 750,000 across the stepped light, light, medium and heavy adverse range. For […]

US: mid-year review and outlook

By Felix Wintle, Manager of the Neptune US Opportunities Fund H1 2014 Economic data: after last year’s strength, economic data has disappointed. Indeed, the economy contracted 2.9 per cent in the first three months of the year — the US economy’s worst performance for five years. However, rather than a symptom of underlying economic weakness or […]


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