John Charcol has launched a three-year tracker offset at base rate plus 0.19% and an APR of 5.6%.Ray Boulger, senior technical manager at John Charcol, says: “The concept of offsetting is brilliant but until now they have always come at too high a price to be good value for most borrowers. This mortgage changes that with a rate only marginally higher than the best rate on a non-offset three-year tracker.”
The Chartered Insurance Institute is to introduce a diploma in financial planning for 2006 as part of the phased replacement of the advanced financial planning certificate with a new modular qualifications framework. In the eight years since the last major review of the AFPC there have been significant changes not only in regulation and distribution […]
Peter Hamilton has joined Zurich as protection management director.Joining from Friends Provident where he was head of protection marketing, Hamilton is ultimately responsible for managing and developing Zurichs business protection proposition, developing the Underwriting and Claims philosophy and managing the existing protection portfolio.Hamiltons appointment builds on an already strong protection team, which includes protection development […]
The Mortgage Business, HBOS’ specialist and packager focused lender, launches its new calendar for 2006 today at the Mortgage Expo. The theme for this year is ‘The Great Masters’.The characters in the calendar are re-enacted by TMB staff, with past themes for the calendar including sports, cartoons on the mortgage code, music and 2005’s theme, […]
The court battle between Richard Coulson and his former employers Zurich, is thought to have been settled out of court.Coulson had been due at the High Court of Justice in London this month to dispute allegations that he was still in Zurich’s employment while promoting his network, Home of Choice.However, an announcement is expected in […]
A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.
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