View more on these topics

Curriculum Vitae – Graeme Winser

Name: Graeme Winse

Age: 44

Company: UKValuation

Job title: Chief executive officer

Where do you live?

Sandhurst in the Weald of Kent

Current Job:

My role with UKValuation started last summer. The challenge is divided into two areas – building the marketplace for automated valuation models in the UK mortgage market, and taking the lion&#39s share of what is created. As a chartered surveyor I have been described as gamekeeper turned poacher in seeing the future in AVMs. It is clear that while the property professional retains a critical role in risk management and advice to lenders and customers alike, AVMs deliver instant lending decisions and save lenders millions of pounds on lower risk cases.

What was your first job?

A butcher&#39s delivery boy at age 14. I was something akin to Arkwright&#39s Granville– even the bike looked like something off the set of Open All Hours. It had a small wheel at the front, a big one at the back and &#39Seymour&#39s of Sanderstead&#39 painted on the plate under the crossbar.

What was your last job?

Managing director of Ekins Surveyors, the valuation and survey business of Barclays and The Woolwich.

What have you done in between?

No such luck – I seem to have missed out on gardening leave.

What has been the defining point of your career to date?

Two things coincided. First, I spent three weeks at Cranfield University which opened my eyes to what the future held if I either stayed in the comfort zone or went for something more risky and dynamic. The opportunity at UKV came about at the same time. I had seen too many corporately-owned people with &#39powerful&#39 titles and no ability to change anything. I knew that was never going to satisfy me.

And the most embarrassing?

Taking the hotel TV remote into a PowerPoint presentation and trying to use it to work the projector.

Do you have a mortgage?

A Barclays&#39 flexible OpenPlan two-year discount.

Fun Stuff

What&#39s your favourite restaurant?

The Tower in a town called Fuiggi about an hour from Rome. I still dream about the wonderful chocolate pudding they do there.

What&#39s the most you have spent on dinner for two?

A couple of bacon sandwiches when I met my wife Sally – and I&#39m still spending!

What&#39s your favourite band?

The White Stripes for my in-car entertainment and Wynton Marsalis Blues for on-sofa lounging about.

What&#39s your favourite tipple?

Hoppers Ale From the Rother Valley brewery which happens to be down the road from us. Our house is called Hoppers as well, strangely enough.

Do you have any hobbies and interests?

In sport, I enjoy squash and fencing. I also have a rather nice Ducati motorbike that I like to ride on sunny Sundays (in addition to a Morris Minor van for getting rid of junk in). Other than that, incessant house renovation keeps me busy.


My question about mortgage clubs remains unanswered

From Richard Griffiths John Malone&#39s letter (Mortgage Strategy June 7) rushes to reassure readers that Premier Mortgage Service will operate as normal despite a comment in my column (Mortgage Strategy May 24). But I only asked whether PMS will continue to deal with ARs wishing to place mortgages off-panel through a mortgage club for lenders […]

One piece in the financial jigsaw

In the mortgage industry it seems that the only thing anyone talks about nowadays is regulation. The race is on for FSA authorisation, with networks circling to pick up the advisers who have in effect left it too late to apply for direct authorisation within the FSA&#39s six-month guaranteed period for dealing with applications. Compliance […]

Trigold plans equity update

Trigold is planning to build an equity release function into its sourcing system following research that found more mainstream lenders and brokers are looking at entering this growing market. The firm&#39s joint managing director Martin Colyer says the system should launch before the end of the year but after the introduction of FSA mortgage regulation […]

New rules for lenders in consumer credit shake-up

Consumer minister Gerry Sutcliffe yesterday announced that all consumers will get clear and detailed information about their credit agreements from lenders before they sign up &#45 enabling them to shop around for the best deal. Sutcliffe also said excessive charges for settling an agreement early will be replaced with a new fairer system. The move […]


News and expert analysis straight to your inbox

Sign up