View more on these topics

60 seconds with…Phil Jeynes, head of sales and marketing, UnderwriteMe


How do you think the recent mergers of Aviva/Friends Life and AIG/Ageas UK will affect the protection market? Will we see more deals like this?

On one hand, nobody likes to see potential job losses or a reduction in competition. On the other, the possibility of big, global players such as AIG, Aviva and Discovery (via Vitality) investing in the UK protection scene is fantastic. I expect more small, sleek, non-traditional players to join the fray to challenge the big boys and the status quo.

You recently joined UnderwriteMe, which offers a digital quote-to-written service for consumers. How can the protection market use technology to overcome the historical protection gap?

We need to catch up with other sectors where the application process has been revolutionised in recent years. Protection has moved on but the holy grail of a real-time underwriting system offering a single point of application for multiple insurers has eluded us until now. Making quoting and applying faster, easier and less fractured is a major factor in increasing the appeal of both buying and selling protection.

What is the biggest change you would like to see in the protection market?

For all within the industry to stop thinking about and referring to customers as if they are an alien species. We are all customers.

If you were not in financial services, what would you be doing? 

Something sport-related. The co-commentator or pundit has the easiest job going. Travel the world with front-row seats for the biggest events in sport? Yes please.

What was the last book you read?

The Bone Clocks by David Mitchell. I love all his novels. 

Who is your all-time hero?

I get most inspiration from sportspeople, especially those who have maximised their sometimes relatively limited gifts. Steve Redgrave fits that mould and the way he overcame illness (and age) to compete in so many Olympics is incredible.

If you could meet a person from history, who would it be?

C B Fry. Played cricket and football for England, was offered the throne of Albania and could jump onto a mantelpiece backwards from a standing start. A weekend with him could be fun.



Caption Competition – 14 January 2015

Can you put the boot into your nearest and dearest to win a delicious box of Hotel Chocolat milk chocolates? Submit a witty photo for the photo above and you will be automatically entered into out prize draw. Remember, the funnier it is, the more likely you are to win. What are you waiting for? […]


Former GE Money sales head launches online second charge broker

Former GE Money Home Loans national sales director Paul McGerrigan has launched a digital second charge broker.  The Manchester-based company, called, sources loans of between £5,000 and £1,000,000, and the online proposition takes customers through a five-step process from application to payout. Prior to starting, McGerrigan was the owner of Irish portfolio management […]


The Mortgage Mole: Missing the point

Missing the point Over the years, Mole has had his fair share of laughs on the Mortgage Strategy news desk.  Every now and then, in between scurrying around the mortgage market hunting out the latest scoop, Mole has to – as all journalists do – browse through the odd press release. These can often be […]


Neptune video: Abenomics: the impetus for Japan’s fast-track recovery?

The remarkable performance of the TOPIX over the past year has caused many sceptical equity investors to look again at the Japanese market. These returns have come despite very significant problems facing the Japanese economy. Chris Taylor, manager of the Neptune Japan Opportunities Fund, discusses these problems and whether Abenomics will be able to overcome them, enabling the market to continue to rise.

In the video, Taylor addresses the following:

• The size and speed of Japan’s unprecedented monetary policy
• Abenomics and the implications should it fail
• Corporate Japan and beneficiaries of government policy


News and expert analysis straight to your inbox

Sign up