edeus says the absence of the Regulatory Association of Mortgage Packagers from its panel is not a sign of bad feeling between the two.Michael Bolton and Alan Cleary’s new lender revealed the names of the first 15 firms and associations to join its so-called circle of trust last week. This included the Association of Mortgage Packagers and Distributors, the Professional Mortgage Packagers Association and Freehold, but not RAMP. John Rice, managing director of RAMP, says it has spoken with edeus but hasn’t yet met to talk about its proposition. He adds: “We don’t want to pre-empt edeus’ proposition until we know what it is. Individual members have the right to deal with whom they wish, although around 90% of completions are through the RAMP panel.” Peter Charge, director of national accounts at edeus, says: “We’re not dealing with RAMP as an organisation – we are interested in how individual members can add value. I can confirm we have been approached by one RAMP member which is considering whether it wants to be on our panel.” He says the other associations all approached edeus because of its proposition. He adds: “That doesn’t necessarily mean all their members will decide to do business with us. We are the first lender with an end-to-end online process for packagers, which excites some of them.” Edeus announced further additions to its packager panel last week, including All Types of Mortgages and BDS Mortgage Group. The Mortgage Partnership and Pink Home Loans have also revealed that edeus will sit on their panels.