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Accord pulls deals at short notice

Accord Mortgages has pulled its prime fixed and tracker rates in response to high business volumes. The lender says it gave brokers only 90 minutes’ notice to avoid a spike in mortgage applications.

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Sub-prime lenders immoral, says IFA

An IFA has attacked sub-prime lenders, claiming those that earn high fees from customers with bad debts could be seen as immoral. Harry Katz, principal at Norwest Consultants, says: “Bad debts used to be a cause for shame but today the government is encouraging debt and bankruptcy by removing the stigma.”

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Mortgage lenders were under pressure last week following the release of HBOS’ March house price index.The index showed a monthly fall of 2.5% against an expected decline of 0.3%.The fact that the price drop was far greater than forecast does not augur well for the residential property market.Shares in Alliance & Leicester, HBOS and Bradford […]

TMW pulls all products

The Mortgage Works has pulled its entire product range. Nationwide’s specialist lending arm says it took the decision to avoid climbing the best buy tables.

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Guide: how to… audit your auto-enrolment scheme compliance

As the Pensions Regulator starts to bare its teeth and the changes mentioned in the Budget and Queen’s Speech start to come into force, it is essential that you understand your scheme and the processes you need to undertake to ensure it remains compliant. Our second re-enrolment guide looks at how to audit the key areas of your auto-enrolment scheme.

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