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Mercantile replaces five-year fixed rates

It has also withdrawn the five year discount product 5D4u and replaced it with 5D4x.

It has extended the completion date for receiving free legal fees to October 31, 2004 for all products that have this feature.

For intermediaries in the North-East, it has launched two three-year discount products schemes 3D4g & 3D4h.


We must focus on ability to repay

Ever since the Monetary Policy Committee decided to make the first of five increases in the Bank of England base rate we have been bombarded with boom and bust stories. The pessimists have had their chance to blast the trumpets of doom and the optimists have been able to clash the cymbals of reason. Adding […]

CACI launches email database eAppend

The product has been designed to make it easier to talk to customers immediately and efficiently at a fraction of the cost. A range of leading internet service providers and online data providers supply the unique data pool of addresses stored within eAppend. This information is cross-referenced against customer name and postal address, and matches […]

MPs told of KFI concerns

At a discussion at the House of Commons last week sponsored by GMAC-RFC and chaired by Labour MP John McFall, the lender&#39s chairman, Stephen Knight, raised the issue and called for action. Knight says: “I think the FSA has done a fabulous job and agree with about 90% of what it has done but KFIs […]

Should networks urge their members to avoid describing themselves as independent?

Sally Laker is managing director of Mortgage IntellingenceWe are more than happy for our brokers to describe themselves as independent if they wish. Many are keen to do so and we have no desire to interfere unnecessarily with the day to day running of their firms. About a year ago we asked potential members what […]

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Has Britain really stopped saving?

By Steve Webb, Director of Policy and External Communications Our latest policy paper reveals what the fall in the savings ratio does (and doesn’t) mean In June 2017, the Office for National Statistics published its estimates for the ‘savings ratio’ for the first quarter of 2017. This is essentially a measure of the percentage of […]


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