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Genesis gets official FSA authorisation

Nigel Gardner, business development director, says: “We are now ready for the introduction of regulation on October 31 and have an excellent range of support services to offer everyone involved in the mortgage market.

“Any broker who has still not submitted an application for network membership can apply to Genesis safe in the knowledge that we are fully authorised by the FSA.

“What&#39s more, by applying they will qualify for entry into our Mini Cooper prize draw, and once they have joined they can enter our £250,000 cash competition &#45 an added bonus well worth considering.”


Frustrated first-time buyers turn to overseas market

The percentage of loans for house purchase accounting for first-time buyers has fallen dramatically in the last five years. In 2003, only 29% of loans for house purchase represented first-time buyers, compared to 47% in 1999. The inflated UK housing market has given rise to an emerging trend with the entrance of first-time buyers in […]

Lancaster Gate housing development creates breathe of fresh air

While pollution levels in the capital have improved greatly form the smog filled fogs of the 1950&#39s, air quality is still a currently and very real issue. London has some of the highest rates of respiratory disorders, and not just amongst the elderly with rates of asthma climbing steadily. As part of a cocoon of […]

Fate of Miles review remains unclear

The review of longer term mortgages by Professor David Miles was published at the time of the Budget in March but there has been no feedback on the outcome of the consultation on the document. There was a muted response to a question raised at a discussion at the House of Commons last week, Financial […]

Cobalt receives full authorisation

The company says it is great news and will help the firm to push ahead with its ambitious expansion plans.

The curse of long-term cash

Trevor Greetham, Head of Multi Asset at Royal London Asset Management, reveals why clients should be seriously concerned when short-term holdings of cash turn into a long-term investment. There is nothing wrong with holding wealth in the form of cash on a short-term basis. For many people capital stability is important and access to ready cash […]


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