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Personal Touch launches edeus to members

Personal Touch Financial Services officially launched edeus to its members at its inaugural mortgage and protection forum in Birmingham last week.

The edeus launch included a suite of exclusive products such as a buy-to-let deal based on a 100% rental calculation up to 90% LTV. There is also a 95% self-cert product and a range of exclusive sub-prime deals.

Dev Malle, director of mortgage distribution at PTFS, says: “The reaction from our members was excellent.

“A combination of edeus’ slick processes and a comprehensive selection of exclusive products with market-leading criteria was well received by the members at our first mortgage and protection forum.”

Richard Keen, director of key accounts at edeus, says: “We are de-lighted to be working with a forward thinking and progressive network such as PTFS. The support we have had already from its members has been superb and a number of cases were offered within 24 hours.”


Speeding up bridging loans online

Bridging finance lender United Trust Bank has launched an online system that produces offers and decisions in principle for residential bridging loans.The system speeds up the online application process as well as providing brokers with Key Facts Illustrations and other documentation, along with decisions in principle, within minutes.It also allows funds to be released within […]

Heritable Bank launches new products

Heritable Bank has launched two new products, one for residential single property development finance and another for short-term mortgage lending.Heritable Bank will allow up to 100% of build or refurbishment costs to be made available. All of the features are subject to a successful demonstration of affordability rather than being based on income multiples.Colin Stevens, […]

Britannia offers 40-year deal

Britannia Building Society is increasing its maximum mortgage term to 40 years.Tim Franklin, managing director of Britannia’s Member Business, says: “As a responsible lender we have looked at ways for first time buyers to overcome initial affordability requirements and decided to review our existing 30 year mortgage. There will be the opportunity to reduce the […]

GEMHL’s buy-to-let foray seen as a positive move

GE Money Home Lending’s entry into the buy-to-let market with a 90% LTV has been praised as a bullish move by brokers.Available via GEMHL’s First National brand from November 15, the product has a three-year fixed rate of 5.39% with no overhang.It is aimed at prime and near prime customers and will offer various LTV […]

Healthcare regulation amalgamation predicted for Gulf states

While Dubai is leading the way in terms of legislating for expat healthcare in the Gulf, Qatar, Abu Dhabi and others are watching and learning – that’s according to Jelf International’s director of international services, Doug Rice. He believes the pace of change in the Gulf states will continue and that some level of unified healthcare system will be introduced across the region.


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