Shelter is just asking for common sense affordability checks

I was disappointed to read the article questioning the credibility of Shelter’s research into first-time buyers (Mortgage Strategy May 30).

We conducted this survey through YouGov, one of the most reputable survey firms in the country. It ensured the questions were balanced and the survey base was statistically reliable.

As a housing charity it is our job to highlight the causes and effects of homelessness and to campaign for greater protection to prevent people from becoming homeless in the first place.

With research from the Financial Services Authority showing 17,000 repossessions could have been prevented if these measures were in place, we must act fast or risk seeing thousands more needlessly go through the nightmare of repossession.

All we, and the majority of consumers want, are practical and common sense affordability checks that will ensure people only borrow what they can afford to pay back. That doesn’t seem too much to ask.

Campbell Robb
Chief executive