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Coventry has got a great fixed product for first-timers at 90% LTV and no ERCs, which will give borrowers security and flexibility. After trying to decipher an email it seems clubs need lessons in communication



Hero of the week

is BM Solutions, which has launched a website for landlords that will cover all aspects of buy-to-let to enable brokers to help their landlord clients. It is great to see BM continuing to support buy-to-let investors.

Villains of the week

are the comparison websites that have been misleading insurance customers about a number of issues. Some 19 companies have been given two months to remedy shortcomings the regulator has identified.



Sun is shining on remortgage sector

For many people the importance of brokers has thankfully not diminished. Despite all the trials and tribulations, the reduction in lending and firms being forced from the marketplace, advisers still play a leading role in the eyes of the majority of consumers. Figures from the Council of Mortgage Lenders show brokers accounted for 63% of […]


Choice is limited for those outside the box

I remember writing a rather flippant article in the midst of the credit crunch in which I was trying to rally the troops by saying that if there were only two lenders left clients would still need advice and not to panic. While there are of course more lenders in the market, with restrictive underwriting […]

Why prevention is better than cure

Quoting the famous adage, prevention is better than cure; there are many proactive benefits that can improve wellness in the workplace, decrease stress, increase staff morale and reduce absenteeism, as well as attracting and retaining employees of a higher standard. With a recent study showing that employees in Britain are working below peak productivity, preventative benefits can ensure you address potential health issues or causes of stress at their source and ensure productivity in the workplace remains at an optimum level. With this in mind, how are you using preventative benefits to help keep your workforce happy and healthy?


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