View more on these topics

Mortgage Express makes case for financially excluded

Mortgage Express says lenders must be flexible enough to adapt to individual need, following this week&#39s news that 21% of the adult UK population is excluded from mainstream credit.

Tim Sturley, head of business development at Mortgage Express, says: “We&#39ve always been aware that people have individual needs when it comes to finance – they&#39re not all run of the mill.

“That&#39s why we&#39ve built our reputation on developing products to take care of customers who might not be able to find mortgages to suit them when they go to regular high street lenders.

“We offer people who are self-employed, want to certify their own income or have recovered from past payment problems the chance to apply for a mortgage which doesn&#39t penalise them for being non-standard.”

Recommended

Scot Provident ad campaign tackles concern over industry&#39s future

Scottish Provident has addressed concerns over the future of the protection insurance market in its latest advertising campaign. Recent changes in the insurance market have resulted in much speculation about the future and general condition of the protection insurance market. The &#39Turbulent market&#39 advertising campaign aims to reassure intermediaries about the future of the protection […]

Lifestyle Finance joins igroup panel

Mortgage packager Lifestyle Finance has announced an agreement with lender igroup to introduce £20m of mortgage applications monthly, rising to £40m monthly over the next six months. Lifestyle is investing in a major national and advertising programme to generate business volumes, while igroup will provide fast-track offers and completions, together with marketing and in-house underwriting […]

CAG closes down

CAG Private Finance, the IFA arm of Countrywide Assured Group, has been closed down, writes Helen McCormick.CAG was formed three years ago and was based in London. Former managing director Roger Curtis and operations director Sharon Onciu have joined Tunbridge Wells-based IFA Columbus.Curtis says: “This is good news all round. We were a minute part […]

Virgin rebrands and launches flexible deal

VirginOne has rebranded as The One account and launched a flexible mortgage for sale exclusively through intermediaries, writes Harriet Williams. The Flexible Mortgage option offers a three month discount of 1.75%. This gives a 3.2% introductory rate on loans up to 85% LTV, reverting to a 4.95% variable rate, and a 3.7% rate on loans […]

Newsletter

News and expert analysis straight to your inbox

Sign up