Mortgage Express makes case for financially excluded

Mortgage Express says lenders must be flexible enough to adapt to individual need, following this week&#39s news that 21% of the adult UK population is excluded from mainstream credit.

Tim Sturley, head of business development at Mortgage Express, says: “We&#39ve always been aware that people have individual needs when it comes to finance – they&#39re not all run of the mill.

“That&#39s why we&#39ve built our reputation on developing products to take care of customers who might not be able to find mortgages to suit them when they go to regular high street lenders.

“We offer people who are self-employed, want to certify their own income or have recovered from past payment problems the chance to apply for a mortgage which doesn&#39t penalise them for being non-standard.”