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PM help on military deals is hypocrisy of the highest order

Letters to the editor

The news last week that Prime Minister David Cameron was launching talks between mortgage lenders, the Treasury, the housing minister and representatives of the armed forces to help military personnel obtain a mortgage made me splutter into my soup.

It was not so long ago that this so-called government decided that dual pricing was a commercial decision for lenders and as a result it would not tell banks how to operate.

Flagging support for the coalition means it now decides to get involved in lending policies – hypocrites the lot of them.

Name and address supplied


Graham Harvey

Make an early start with income cover

Success comes to those who prepare well and put in the effort. Targeting customers with income protection when they are younger can be an advantage for advisers and clients. It means customers’ finances are protected for longer and they may also see the benefits of further protection products in the future when they buy their […]

Platform claims interest-only cap is bid to stave off more regulation

Platform says it is trying to prevent greater regulation being imposed on the industry by capping interest-only loans at 75% LTV and £500,000. The lender says the changes it made last week to its interest-only policy brings it in line with the rest of the market. A Platform spokesman says: “The Financial Services Authority is […]


DB transfer showstoppers

By Jim Grant, Senior Product Insight & Technical Support Analyst Transfers from defined benefit (DB) schemes are a bit of a hot topic just now. In this article we look at a couple of factors that could prevent a transfer from happening Equalisation of pensions Prior to the Barber case in 1990, DB pension schemes typically provided […]


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