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Disappointing that the best bit of MMR has been put back

Letetrs to the editor

The delay to individual registration is disappointing as this was the main element of the MMR that made sense. We do need to weed out the cowboys in the industry and look at all the so-called advisers who are employed by lenders.

It looks as though the FSA is more interested in preventing consumers from borrowing than it is in ensuring that they obtain a fully advised mortgage.

Peter Gladdy

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Bob Young
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A worrying message on buy-to-let sector

Is buy-to-let the key to easy riches again? This was a headline The Telegraph had recently. Regardless of the article’s content, which was a fair appraisal of buy-to-let, it is this type of headline we should avoid. The answer of course is no it is not, but to suggest that it may be is a […]

Graham Harvey

Make an early start with income cover

Success comes to those who prepare well and put in the effort. Targeting customers with income protection when they are younger can be an advantage for advisers and clients. It means customers’ finances are protected for longer and they may also see the benefits of further protection products in the future when they buy their […]