View more on these topics

Abbey unveils range of fixed rate products

Abbey for Intermediaries has launched three, four and five-year fixed products and reduced rates by up to 1%. The latest range includes a three-year fix at 75% LTV for buyers and remortgagers at 3.85% with no fee.

Recommended

cvoerimagesept12

Near-prime time

Near-prime is a growing niche which can offer borrowers locked out of the mainstream market a helping hand. But take-up of these products has been low so we ask the experts to shed some light on the sector

Parents need cover for student homes

Accommodation in universities is always in demand, but this year requirements are so great that students at Ormskirk’s Edge Hill University in Merseyside have reportedly been shown around Pontins holiday camp as a place to live as the need for student halls has risen so sharply.

Lending will suffer as banks face painful liquidity requirements

New regulatory restraints on banks’ liquidity will force them to scale back lending that requires high levels of capital and increase interest rates on loans, according to JPMorgan. In a report published last week, JPMorgan says the liquidity coverage ratio an aspect of the Basel III rules that requires banks to hold enough highly liquid […]

UK policy: Kate Moss and short-termism

“Nothing tastes as good as skinny feels,” said supermodel Kate Moss, who is not often credited for her insights into policy making. Perhaps she should be. In politics, as in matters of diet, the course of action that is the best over the long term is often not the most desirable course of action in the short term. Add the instant gratification of the democratic electoral cycle and, instead of good policy making, you sometimes get the equivalent to a midnight binge in front of the fridge.

Read more


Important information

Investment risks

The value of an investment and any income from it can fall as well as rise and you may not get back the amount originally invested. Forecasts and past performance are not a guide to future performance. Some information and statistical data herein has been obtained from sources we believe to be reliable but in no way are warranted by us as to their accuracy or completeness. These are Neptune’s views and as such this document is deemed to be impartial research. We do not undertake to advise you of any change to our views.

Newsletter

News and expert analysis straight to your inbox

Sign up