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90% LTV buy-to-let deal unveiled

Advantage Home Loans has launched a Kensington near prime max mortgage with up to 90% LTV which is also available on buy-to-lets.

It has discounted rates from 4.35%, and fixed rates from 4.60%, available for self-cert and Right to Buy.

Roy New, sole trader, says: “Up to 90% LTV is excellent for buy-to-let and a 4.60% fixed rate is a nice fix. Kensington looks like it is trying to break into the prime market.”


Sesame appoints mortgage product manager

Sesame, the leading provider of support services to 8,150 financial advisers, has appointed Paul Rignall as its new mortgage product manager. Rignall joins Sesame later this year and will report to Andrew Oliver, head of product management. He joins from St. James’s Place, where he was mortgage marketing manager and responsible for the management and […]

Santander chief flies flag for integrated European market

Juan Rodriguez Inciarte, director general of Spanish banking giant Group Santander, says Abbey will win confidence with the public and intermediaries by offering more choice, better prices and products they really need. Speaking at Mortgage Strategy’s Mortgage Summit in Jerez, Spain, Rodriguez Inciarte told delegates: “The way we can achieve this is by having more […]

Pension reforms to inform

Draft regulations published today will guarantee members of non money-purchase schemes an annual benefits information statement on their pension said the Minister for Pensions Reform, Stephen Timms.The draft regulations, Occupational Pension Schemes (Disclosure of Information), introduce a requirement that annual benefit information for non money-purchase benefits is provided automatically, and in addition establishes an approach […]

Lenders must help intermediaries

Lenders must do more to understand and mitigate the problems of the broker community under the regulated regime if the industry is to avoid problems, says Frank Eve


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