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Housing market shows more signs of cooling

The housing market showed further signs of cooling in October as weakening demand slowed house price inflation. According to Halifax, the average UK house price reached £186,135 last month, up 8.8 per cent from £172,959 a year earlier.  However, the annual growth rate has fallen every month since July, when prices were 10.2 per cent […]

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Caption Competition – 12 November 2014

Can you put the boot in to your nearest and dearest to win a delicious box of Hotel Chocolat milk chocolates? Submit a witty caption for the photo above and you will be automatically entered into our prize draw. Remember, the funnier it is, the more likely you are to win. What are you waiting […]

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Leader: Make equity release work

Each year you hear experts predict this is the year that the equity release sector will take off although the expected boom has never come. Many consumers have long been sceptical of the sector. This could be down to a lack of understanding of how the products work, the cost of such plans and the […]

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Average deposit for H2B2 falls 3 per cent

The average deposit for borrowers using the Help to Buy mortgage guarantee fell by 3 per cent between August and September as purchase prices continued to decline. According to the Mortgage Advice Bureau, the average deposit in September for Help to Buy 2 borrowers fell to £8,974 – down from £9,229 a month earlier. This […]

Partied out and penniless

December has left me destitute. My piggy bank lies broken and empty, my lunchtime meal deal feels like an extravagant expense and I’m down to the Bountys in my box of Celebrations. But I won’t mourn my dearly departed pennies. Between buying gifts for loved ones (then deciding to keep them for myself) to treating […]

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