Name: Charles HaresnapeAge: 47 Company: Bank of Scotland Mortgages. Job title: Managing director. Where do you live? Ravelston, Edinburgh, which is two miles from the city centre. I have lived there for eight years and really enjoy the culture and lifestyle of Edinburgh. Describe your current job: I have profit and loss responsibility for BoS Mortgages. This includes sales volume, income and processing to ensure we operate within budget but more importantly provide the service our brokers expect. I am also involved in bringing products to market and developing partnerships with brokers. What was your first job? I was a graduate management trainee at NatWest’s Stockport branch in 1979. Once qualified I quickly progressed through the managerial ranks. What I learned gave me the grounding to further my career in banking. What was your last job? Director of mortgage sales and intermediary development for the Royal Bank of Scotland and NatWest, where I was responsible for branch, telephone and intermediary mortgage sales. What have you done in between? I worked at Nationwide where I had responsibility for acquisitions and management of third party mortgage portfolios as well as commercial lending. In commercial lending I was responsible for completing building finance schemes with house builders in the early 1990s – a difficult time in the market cycle. I then became sales director for UCB Homeloans. What has been the defining point of your career to date? To be involved in the acquisition of NatWest, then eventually running the combined mortgage sales show. And the most embarrassing? Crashing my Nationwide company car into another staff car on the slip road near Nationwide’s head office. Needless to say I hurried away from the scene – but did leave my details on the bashed car’s windscreen. Do you have a mortgage? Yes, with Alliance & Leicester. At the time it was an excellent two-year discount but I’m keen to change it to Bank of Scotland in August. The Personal Choice product will allow me to manage my mortgage more flexibly and save me money. What’s your favourite restaurant? In Edinburgh I like Olorosso for its simple but interesting food, while in London its the Oxo Tower. What’s the most you’ve ever spent on dinner for two? When I left RBS it kindly paid for a meal for my wife and I. It cost 300 at Sketch in London. This was far too high a price to pay for a trendy, people-spotting experience. What’s your favourite band? U2. All their albums are great, especially How To Dismantle An Atomic Bomb. I have been lucky enough to see them in concert twice. What’s your favourite tipple? Red wine – a Wolf Blass President Collection Shiraz from the New World. Do you have any hobbies and interests? I like golf – I’m trying to improve my handicap of 20 – and am also an armchair Manchester United supporter. Another interest is exploring coffee and tea shops in various areas.
Crashing my Nationwide company car into another staff car on the slip road near Nationwide\'s head office. Needless to say I hurried away from the scene - but did leave my details on the bashed car\'s windscreen.