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GMAC-RFC wins BOS lender award

GMAC-RFC was named best lender of 2005 at BDS’ 15th anniversary and intermediary awards celebrations earl ier this month. Th e black ti e event was held at the Meon Valley Marriott hotel in Hampshire and sponsored by
Future Mortgages, Rooftop Mortgages, GMAC-RFC, Mortgage Express and BM Solutions. The honours were awarded based on votes from brokers
and BDS staff.

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Equity scheme could hit economy

There is growing concern that the government’s shared equity scheme could have serious implications for the economy if there were to be a housing downturn. Chancellor Gordon Brown revealed in his pre-Budget statement last week that three lenders had signed up to the government’s shared equity scheme to help first-time buyers get on the property […]

Civil partnerships and opportunities

The Civil Partnership Act 2004 came into force on December 5 this year. This allows same-sex couples legal recognition of their relationship and gives them the legal status of civil partner. Up to 22,000 people are expected to be in civil partnerships within five years so this must be considered as part of financial planning.

Our affordability-based model has support among brokers

From Simon Baum I write with regard to the comment piece by Keith Butler in last week’s issue (Mortgage Strategy December 5) entitled ‘Affordability figures must add up’. I started reading what I thought was a general piece on affordability but found it soon descended into being a misleading and inaccurate portrayal of Alliance & […]

Council Tax could become green levy

Council Tax could be rebranded as a result of government commitments on energy consumption in the Kyoto Protocol. Justine Tomlinson, marketing director at Mortgage Next and Mortgage Strategy columnist, says the government has to control the energy efficiency of properties and could use energy reports from Home Information Packs to do this via Council Tax. […]

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