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This weeks problem case

Mr Harris has worked as a self-employed IT contractor for six months. He expects to earn £45,000 in his first year but does not have audited accounts to prove his income. He has three CCJs totalling £1,800, which were registered seven months ago prior to his first contract. They remain unsatisfied. He is looking to buy a flat for £95,000 and has a deposit of £10,000.

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