HERO OF THE WEEK is Woolwich for its excellent rates. There is now a two-year fixed rate at 2.98% for loans up to 70% LTV, with a minimum loan of £200,000. The fee is £1,999. It is also offering a two-year fixed deal at 3.39% with a £999 fee.
VILLAIN OF THE WEEK is the Financial Services Authority for recruiting Tony Blair’s former spin doctor. I’m not sure that now is the best time to make such a significant appointment, with the general election looming.