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Two insurers plan enhanced IP products

Bright Grey and Scottish Provident are set to launch a range of improved income protection products by the end of next month.

The new products will extend the availability of full own occupation cover, which covers customers who are unable to carry out their current position.

The range will also introduce an alternative definition for customers who work full-time but are not offered the full own occupation definition.

Bright Grey and Scot Prov plan to replace their existing work-based task, also known as activities of daily living, definition with a modern alternative.

Separately, Scot Prov paid out 91 per cent of its critical illness claims in the first six months of 2013, down slightly from 93 per cent in the first half of 2012.


FLS ends Q2 on a positive note

Lenders participating in the Government’s Funding for Lending scheme registered their first significant positive quarterly net lending figure since the scheme’s launch over a year ago. Bank of England data, published last week, shows net mortgage and business lending from FLS participants was £1.6bn in the second quarter following negative net lending in the previous […]


​Leeds launches 95% LTV exclusive with LSL Property Services

Leeds Building Society has launched an exclusive 95 per cent LTV product in conjunction with LSL Property Services. The new product is available to directly authorised advisers and representatives of Pink Mortgage Club, The Mortgage Alliance as well as First Complete and Pink networks. The three-year fixed rate is offered at 4.89 per cent and […]


Homes worth £540k could pay mansion tax

Homes worth £540,000 today could be liable to pay mansion tax, which has been proposed by the Liberal Democrats, if house price inflation is not accounted for. Research published last week by estate agent Knight Frank claimed this would mean 775,500 homes would be paying the tax in 25 years, compared with around 55,000 today. […]

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In Focus — May 2015: private medical insurance market in Germany

Welcome to the latest edition of In Focus. In this issue, Jelf examines the private medical insurance market for employers with expatriate workforces in Germany. This includes the common challenges faced in sourcing appropriate coverage, along with a selection of available solutions. This will be of particular interest to HR/reward decision makers with employees based in Germany. It will assess the cultural norms, risks and backdrop that are relevant to organisations with expatriate staff in this location.


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