This weeks problem case

After graduating from university, John managed to secure a well-paid job as an IT manager on £35,000 a year. He has a deposit of £15,000 for his first house, which is valued at £100,000. However, after being turned down by a high-street lender, John discovered that there was a problem with some CCJs registered against his name. On further investigation he discovered these related to unpaid utility bills during his time in student digs.