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Nemo rewards loyal clients

Nemo Personal Finance is launching a loyalty scheme called Quarterback. Clients who take out secured loans over a period of 10 years or more will get 25% of the interest back.

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Warning on NI housing shortage

Derek Wilson, chairman of the Council of Mortgage Lenders Northern Ireland, has urged the newly-formed Northern Ireland Assembly to tackle the shortage of affordable homes in the province. The CML says first-time buyer levels in Northern Ireland are at their lowest for 26 years and that in the past 10 years, house prices have trebled.

KRS to take on 50 advisers

Key Retirement Solutions is expanding its adviser workforce. It plans to increase its sales by more than 20% during 2007 and is looking to recruit a minimum of 50 advisers over the next 12 months.

Veterans win final with Square Mile manager

Steve Smith, director at Square Mile Mortgage Fin-ance, (pictured far left) celebrates victory with his veteran football side, the Manor Athletic Vets. The team triumphed in the recent over-40s National Umbro Cup final on penalties. This was the season’s second cup win for Smith’s team, which he now manages after having injured his back. The […]

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Arrangement fee options are producing more product variety but making deals harder for brokers to explain to their clients, says Stephanie Spicer

UK policy: Kate Moss and short-termism

“Nothing tastes as good as skinny feels,” said supermodel Kate Moss, who is not often credited for her insights into policy making. Perhaps she should be. In politics, as in matters of diet, the course of action that is the best over the long term is often not the most desirable course of action in the short term. Add the instant gratification of the democratic electoral cycle and, instead of good policy making, you sometimes get the equivalent to a midnight binge in front of the fridge.

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Investment risks

The value of an investment and any income from it can fall as well as rise and you may not get back the amount originally invested. Forecasts and past performance are not a guide to future performance. Some information and statistical data herein has been obtained from sources we believe to be reliable but in no way are warranted by us as to their accuracy or completeness. These are Neptune’s views and as such this document is deemed to be impartial research. We do not undertake to advise you of any change to our views.

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