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Kensington appointment

Emma Burke has quit as marketing manager at BM Solutions to join Kensington Mortgages as head of branded communication.

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Packager Power

Given Gordon Brown’s intention to build five eco-towns, are we likely to see a change in house building? And, as some lenders promote green loans, will we see sections of packagers’ panels dedicated to this type of lending?

Brokers could save 30 minutes an application, says BM

Mortgage brokers could save 30 minutes per application when lenders’ online sites are linked to a sourcing system, says BM Solutions. Its research shows a quarter of respondents believe that they save up to half an hour, while a further 15% believe that the savings are greater still.The lender surmises that a broker who submits […]

A&L launches mortgage range

Alliance & Leicester has unveiled its latest range of prime, self-cert, near prime and buy-to-let mortgage deals.The range includes a self-cert two-year fixed rate from 5.69%, with maximum LTV 85%, an arrangement fee of £1,999 and an early repayment charge of 6% until August 31 2009. The near prime range includes a two-year fixed rate […]

In this day and age, seven-day backlogs are unacceptable

We have lenders extolling the virtues of their online instant this and instant that and how they benefit consumers. So why then do we get to the spring and summer months and still see major len-ders with seven-day backlogs? I have experienced this in the mortgage industry every year for the past 15 years. Surely […]

HMRC helping to remove artificial gains

An investment bond offers investors certain tax advantages, one of which is the ability to take partial surrenders from the investment. This facility allows the policyholder to withdraw amounts up to 5% of the amount invested each policy year on a tax deferred basis, without incurring any immediate tax liability. This tax deferred allowance can […]

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