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Emoffer through DB Mortgages

em-financial has launched a free valuation and no application fee offer across DB Mortgages’ product range. It is available in England and Wales only and includes unlimited products up to 85% LTV.

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Dropping rental cover is a gamble

When specialist lenders create products to cater to hitherto unrecognised niche markets they are increasing their volumes through innovative business practice. And when interest rates rise and volumes dip, lenders are tempted to loosen their criteria to sustain volume.

GHL and Salt offer 250 refund on application fees

GHL Group has teamed up with Salt to celebrate six months of having the lender on its panel, by offering applicants a 250 refund on application fees, free legal fees and fre surveys on all remortgages.The incentive scheme will be available on all applications received from today until August 3.This incentive scheme applies to all […]

Review tax laws, says NLA

The National Landlords Association is urging the government to review taxation in the private rented sector following reports that Revenue & Customs is targeting 80,000 buy-to-let landlords who may have claimed too much tax relief. The NLA says that because the government department al-ready has the rental sector in its sights and given its importance […]

AToM to launch IVA

All Types of Mortgages is set to launch the AToM individual voluntary arrangement.The IVA proposition will go live on June 1, backed by accountants Grant Thornton. The AToM IVA will enable clients who are struggling to pay off their debts to repay a realistic amount of their debts over a set period.Customers who owe their […]

Partied out and penniless

December has left me destitute. My piggy bank lies broken and empty, my lunchtime meal deal feels like an extravagant expense and I’m down to the Bountys in my box of Celebrations. But I won’t mourn my dearly departed pennies. Between buying gifts for loved ones (then deciding to keep them for myself) to treating […]

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