The Bank of England’s decision to limit lenders’ high-risk business has been called rash and hasty by some. But we must distinguish between individual lending assessments and macro-prudential controls. Perhaps the decision on LTI caps was premature, given the full effects of the MMR have still to emerge. But The Intermediary Mortgage Lenders Association has […]
At the start of the year Masthaven launched a hybrid second charge loan, mixing elements of bridging and secured lending. What was the thinking behind this and what can we expect from Masthaven over the next year? Simple…innovation and fulfilling the needs of our broker partners are our main priorities. We are constantly looking at […]
Skipton Building Society has launched a two-year fixed rate mortgage range with rates starting from 1.92 per cent. The lender is offering a 60 per cent LTV deal with £195 application fee and £800 completion fee at 1.92 per cent, with a fee-free option priced at 2.49 per cent, down from 2.59 per cent. A […]
Insurance provider Paymentshield has appointed Lee Mooney to the role of product, marketing and proposition director. Mooney joins from The Co-operative Group, where he was commercial director for the general insurance division. Prior to the Co-op, he worked at Tesco Personal Finance, Royal Sun Alliance and More Than. Paymentshield chief executive Gary Duggan says: “Lee is experienced […]
According to its latest member survey, Health Shield has continued to deliver high levels of customer service during 2012. Ninety seven per cent of the 2,000 respondents said their overall experience of calling the company this year was ‘good’.
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