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Offsets better than cash ISAs, says First Direct

First Direct says that in the past 10 years cash ISA savers who also hold a mortgage would have been £3,306 better off by placing their savings in an offset account.



Protection sales are vital in the recovery

On April 22 the Bank of England announced that mortgage approvals in March rose, following three months of decline. Could this be the first serious sign of an economic recovery and if so, what opportunities and responsibilities does it present to the financial services industry? In addition to the recovery there’s talk that a change […]

David Aylmer

Number of deals available jumps by 1,000 in a year

The number of mortgage products available has leapt by more than 1,000 since last May, figures from TrigoldCrystal reveal. The number of products has increased from 3,606 to 4,989 – over 2,000 more than at the lowest point of the market in August 2009. The sourcing system says that although this is great news for […]

Two-stage house price rebound as London leads way

A two-stage recovery is emerging in the housing market as a surge in house prices in London leaves the north of England trailing. Speaking at the Building Societies Association conference Martin Gahbauer, chief economist at Nationwide Building Society, told attendees that the gap between price rises in London and those in the North-East and North-West […]


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