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In another quiet week the good news was that Platform unveiled some new deals. And hopefully, Lloyds group’s recent securitisation will mean more funding eventually flows into the market

heroes & villains



is Platform, which continues to cut rates. It has a new range offering two-year fixed deals from 3.49%. It seems like Platform is the only lender to have done anything with its pricing recently, so credit where it’s due.


are all lenders for the way they treat the self-employed. With Kensington saying 1.2 million people have become self-employed in the past two years it’s time lenders took a more flexible view of their earnings.


Media Spotlight: The Big Short By Michael Lewis

Many claim to have predicted the financial crisis. With the benefit of hindsight economists, business commentators, academics and investors can all look back and say it was obvious that the crazy lending spree would come crashing down sooner or later. But in the line-up of professionals who claim to have predicted the crash how many […]


We should do more to promote surveys

Left-field indicators on subjects such as loan performance, consumer confidence and economic recovery seldom make headlines. I recall a lender once telling me that if it was allowed to it could accurately predict the likelihood of borrowers defaulting on their mortgages by analysing their shopping bills. For example, a switch from shopping at Sainsbury to […]

Platform unveils range starting at 3.49% for brokers

Platform has launched a range of two-year fixed rate deals for brokers, with rates from 3.49%. The range includes a product at 3.49% up to 70% LTV, a 3.69% deal up to 75% LTV and a 4.79% deal up to 80% LTV. These products are available to intermediaries with Legal & General, Pink Home Loans, […]

How to balance bottom-up with top-down research in constructing multi-asset credit portfolios

In this short video, Azhar Hussain, head of global high yield at Royal London Asset Management, explains how his team balance bottom-up with top-down research in constructing multi-asset credit portfolios. Watch the video in full The value of investments and the income from them is not guaranteed and may go down as well as up […]


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