Malcolm Hurlston, chairman of the Consumer Credit Counselling Service, says mortgages for first-time buyers should be issued like driving licences and they should have to sit exams before buying (Mortgage Strategy Online).
Well, I agree with exams as they set a benchmark that can be clearly recognised. They should engender a sense of confidence in the exam holder when dealing in the field covered by their qualification.
So would someone tell me why this gentleman is inferring that my qualifications are no longer sufficient to offer advice to first-time buyers? This is not real-world thinking.
Also, Hurlston’s statement is prejudicial to certain people who are always first to be chucked on the scrap heap as goalposts are shifted and their objectives rendered ever more unobtainable.