AToM to distribute Kensington’s 90% LTV self-cert

All Types of Mortgages, the mortgage distributor, has been selected by Kensington to distribute its 90% LTV self-cert mortgage.

AToM, retained as a packager/distributor by Kensington, after the lender substantially culled its packager panel, is delighted to be able to offer the new mortgage.

The 90% LTV self-cert rates start at 6.89%, with an arrangement fee of £1999.
Key features of the product include, no credit scoring, one day self- cert, no minimum trading period or employment period, available for self employed, employed and first-time buyers.

Applicants can declare their own income up to £250k, with no higher lending charges or extended tie-ins.

Dale Jannels, sales and marketing director, AToM says: “The mortgage market may have lost a significant number of products, but it is a myth that solutions are not available. Kensington has remained committed to both packagers and the brokers that they serve and this highly competitive self cert product is another good example of this.”