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Em- unveils exclusives

Em-financial has launched exclusives with Kensington and Platform Homeloans to celebrate its retention on both of the lenders’ distribution panels.

The packager is now offering a £99 valuation across the Kensington range and a rate exclusive with Platform.

Roger Morris, managing director at em-, says:”We are all aware of how tough the current market is, these exclusives are invaluable to the industry as they not only provide client benefit, but the they also offer the industry confidence that the right partners can still deliver a viable proposition.”


Crosby deadline brought forward

The long-awaited conclusion of the Crosby review into possible solutions to unblock mortgage finance has been brought forward, Mortgage Strategy can reveal.

AVMs prove their value

Mark Witherspoon, CEO of UKValuation, makes the case for the wider application of automated valuation models in the current depressed housing market

Nothing mysterious here

This summer a Which? mystery shopping exercise allegedly found 90% of mortgage brokers wanting when it came to delivering advice and in this new occasional feature by Martin Reay we explore how such exercises can be valuable tools for lenders too


DB transfer showstoppers

By Jim Grant, Senior Product Insight & Technical Support Analyst Transfers from defined benefit (DB) schemes are a bit of a hot topic just now. In this article we look at a couple of factors that could prevent a transfer from happening Equalisation of pensions Prior to the Barber case in 1990, DB pension schemes typically provided […]


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