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AToM launches Kensington FTB product

All Types of Mortgages has been chosen to distribute an exclusive prime product range from Kensington which offers a 90% LTV for first-time buyers.

Rates on Kensington’s prime verified exclusive range start at 7.39%, with loans up to £350,000 for first-time buyers and no higher lending charges.

Completion fees can either be set as a percentage or a fixed amount. The product range includes flexibility on payment arrangements where clients can overpay, underpay, or take a payment holiday.

Dale Jannels, sales and marketing director at AToM, says: “This product is only being released as a packaged product to a limited amount of packagers, so we are thrilled to be able to offer the product to brokers.”

Jannels says this is a welcome product particularly as first time buyers are struggling to get on the housing ladder.

He adds: “Kensington has always been a heavyweight in the industry and this product shows it has an appetite to lend.”


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