Amber Homeloans has launched a range of three-year fixed rate products.
The products are at 5.99% full status and 6.09% self-cert, and are available for borrowers with up to 15,000 of CCJs.
There is also a prime self-cert product with a fixed rate of 5.59% at 95% LTV.
CCJs and defaults are ignored if over three years old or if satisfied for over one year, except mortgage defaults.
Amber is also offering near prime products also at 5.59%, with a 90% LTV.
There are no extended early repayment charges, and self-build applications are acceptable on this product.
Mike Perry, associate director sales and marketing at Amber, says: Our standardisation of interest rates payable for our sale products will make submission easier for intermediaries, as there will be none of the usual worries associated with cascading applicants from one level of adverse to another, because the interest rates payable are the same across the adverse sale range.