Rates are 7.29% at 65% LTV with a +0.40% self-cert loading, and 7.59% at 75% LTV with a +0.60% self-cert loading.
The fixed period runs to September 2011 and legal fees are free for remortgages if title insurance is taken.
The product is available to first-time buyers, home movers and for remortgages and allows up to £500 in County Court judgements.
All defaults will be ignored whether satisfied or not. The maximum LTV for remortgages is 70% for both status and self cert. There is an arrangement fee of only £1295.00 that can be added to the loan, and ERCs of 6% of the amount redeemed apply until 1 September 2011.
Tristan Pile, sales and marketing director of Complete, says: “We are delighted to have been selected by Platform as the exclusive distributor of its new fixed rate mortgage product, and we expect demand to be high in a market that currently offers brokers and borrowers few choices.”
Neil Wyatt, regional sales manager at Platform, says: “Complete is a business partner of Platform and we are delighted to be able to distribute shared exclusives via our key packager relationships.”