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Caption Competition – 1 April 2015

Can you put the boot into your nearest and dearest to win a delicious box of Hotel Chocolat milk chocolates? Submit a witty caption for the photo above and you will be automatically entered into our prize draw. Remember, the funnier it is, the more likely you are to win.

What are you waiting for? Email only printable captions to


Alan Lakey 160 byline

Analysis: CI plans on road to simplification

For years, advisers have had to tolerate critical-illness plans where the aim of insurers was to impress by the sheer quantity of conditions. This may seem harmless but the issue was one of honesty and potential deception. Think of an insurer claiming to include dementia and Alzheimer’s disease. Alzheimer’s is a form of dementia and […]

Leader: More needless EU rules

Last week, the FCA published a paper documenting its final rules regarding the implementation of the European Mortgage Credit Directive. While most of the contents were expected, there was a sting in the tail. In the paper, the regulator said it had found a “conflict” between the MCD and its own transitional arrangements, which were […]


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