Last week I had a call to my mobile from a company that claimed it was authorised by the Ministry of Justice to get me compensation for the payment protection insurance policies I had been mis-sold on my credit cards.
When I asked the caller how he knew I had a credit card he glibly asked: “Well do you?”
When I said I was not interested he replied: “What are you not interested in? I haven’t told you anything yet.”
At that point I politely told him where he could stick his compensation and hung up.
Only two weeks ago I heard a fellow traveller on the train getting equally annoyed with what sounded like a similar cold call.
These people who are claiming to help people are flouting every rule in the book and it is time the Ministry of Justice clamped down on this menace once and for all.
I have no doubt these firms are charging fees and I hope this tawdry practice is not allowed to flourish in the mortgage market. With all the protection there is for consumers I wonder how long it will be before the authorities end this unauthorised practice.