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Happy new year from Mortgage Strategy

As another festive period comes to an end, we hope you have all had a restful holiday with loved ones.

The first print issue of Mortgage Strategy will be with you on 11 January and we look forward to working with contributors and commenters throughout the year.

The 2017 Mortgage Strategy Awards will take place on 29 March and as we all know, time goes by very quickly in this industry so it won’t be long until the big day comes around. The judging process will begin very soon so good luck to all entrants who have made it this far.

We also look forward to hosting the Mortgage Strategy Leaders Forum in May, along with round-tables, panels and wired sessions throughout the year.

2016 has been defined by uncertainty and various political and economic surprises and so, as we look ahead, we wish you a prosperous 2017, a stabilising market, and a smooth Brexit.

Happy new year!



Deutsche and Credit Suisse pay billions over mortgage backed securities

Deutsche Bank has paid $7.2bn (£5.9bn) to US authorities to settle an investigation into mortgage-backed securities. The US had asked the bank to pay $14bn in September, but has now struck a deal with the bank that some predicted could present a threat to the global financial system if it was forced to pay the […]


Home ownership rates among 25 year olds halved

Home ownership rates among 25 year olds have plummeted by more than half in 20 years, the Local Government Association has found. Almost half (46 per cent) of all 25 year olds owned their home 20 years ago, analysis from LGA shows, while only 20 per cent of 25 year olds are on the housing […]


NatWest Intermediary launches new website

NatWest Intermediary Solutions has launched a new website designed to improve navigation and content for brokers. The new website lets brokers submit business, tools including the lender’s LiveTALK instant messaging service and affordability calculator. The relaunched website also includes NatWest’s mortgage application tracker and its new A-Z of lending criteria. NatWest Intermediary Solutions head of […]

Top seaside property hotspots revealed

Like to let beside the seaside? The latest research from LendInvest looks specifically at coastal towns to find which areas offer the top average rental yields to landlords. Where are the top seaside postcodes for landlords? The interactive map below looks at the highest rental yields along the UK coast. According to the data, Hull, […]

Japan Economic Insight

James Dowey, Chief Economist, and Paul Caruana-Galizia, Economist

The conventional wisdom is that following a roughly 50 per cent rise in the stock market in 2013 in Yen terms, the Japan trade is over and done*. So the story goes, those big gains were due to a one-off boost from quantitative easing (QE) and a depreciation of the Yen — policies that one should think of as a palliative to Japan’s economic weakness, but not a cure. Rather the cure, and by implication the necessary condition for a longer-term investment case, is deep structural reforms — a painstaking re-weaving of Japan’s economic and social fabric, no less. The story continues: this is a much tougher test than launching a blast of QE, and one that prime minister Shinzo Abe, although well intentioned and well supported by the public thus far, is likely to fail. Stick a fork in Japan, it’s done…continue reading


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