Halifax Intermediaries launches HTB replacement range

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Halifax Intermediaries has today launched a mortgage range to replace the sort of loans available under the current Help to Buy mortgage guarantee scheme.

The lender will offer the range to borrowers with 5 per cent deposits.

Halifax Intermediaries has brought in a first-time buyer fixed rate 95 per cent LTV loan.

This starts at 3.34 per cent for a two-year fix with a £999 fee and 3.74 per cent for the same loan with no fee.

The five-year fixed version has a 4.29 per cent rate and a £999 fee or a 4.49 per cent rate and no fee.

The lender has also introduced a 95 per cent LTV homeowner loan.

This begins at 3.39 per cent for a two-year fix with a £999 fee, and 3.79 per cent for the fee-free option.

The lender’s five-year option has a 4.44 per cent rate and a £999 fee or a 4.64 per cent rate and no fee.

Halifax Intermediaries head Ian Wilson says: “By introducing this new range of products at the start of the new year, we can help brokers to confidently continue supporting their clients with higher LTV borrowing needs.”