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First 4 Bridging now fully regulated

First 4 Bridging has gained fully regulated status with the FCA.

As a result of this, the lender will now be able to offer secured loans, residential mortgages, buy-to-let, and fund raising for debt consolidation.

Previously, it was limited to providing bridging loans, development loans and commercial term mortgages.

The firm’s head of sales Steve Swyny says: “Our core business will continue to revolve around bridging and development finance but, with more borrowers looking for alternative ways to raise funds for their property-related transactions, we are now in a position to provide a wider range of options for our introducers to help them grow their business and bolster retention levels.”


Investor demand rising in bridging market

Investor demand is increasing in the bridging market, according to research by MT Finance. The lender’s latest Bridging Trends data shows that for the second consecutive quarter the most popular use of a bridging loan was to purchase an investment property, equating to 25 per cent of all lending in Q2 2019. This figure increased […]


Cambridge launches its first RIO product

Cambridge Building Society has announced the launch of its first retirement interest-only mortgage product. The later life lending offering is set at 55 per cent LTV with a rate of 3.39 per cent. The product has no set term, a £500 fee, and offers free valuations. The building society adds that this deal is available […]

UK: mid-year review and outlook

By Mark Martin, manager of the Neptune UK Mid Cap Fund, and Scott MacLennan, manager of the Neptune UK Opportunities Fund H1 2014• Equity markets continued to show strength: despite a strong rally in 2013 driven by a market-wide re-rating, equity markets continued to generate positive returns for investors. Economic activity continued to be stimulated […]


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