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Editor’s Note: Merry Christmas from Mortgage Strategy

As hard as it may be to believe, another year is drawing to a close.

As with every year, the mortgage industry has had its share of ups and downs in 2017 and, in our year in review feature, we document the biggest events to impact the market in the past 12 months, including the Bank base rate rise, further regulatory changes for buy-to-let and lenders keeping their word on retention proc fees.

As we begin to unwind a little for the holidays, now is a good opportunity to take stock of what has been achieved in the past year and look ahead with positivity towards what the new year will bring.

There won’t be a print issue of Mortgage Strategy in January and the next issue will be out in early February.

We will continue to update you with all the latest news and commentary online over the holidays and, of course, throughout next year.

I’d like to wish all our readers a very Merry Christmas and a Happy New Year, however you choose to celebrate. Thank you, as always, for all your support through the past year.

Now, take a well deserved break and enjoy the festivities!


Editor’s Note: Back to ‘the norm’…?

Moments before we went to press, the Bank of England confirmed what many had predicted: a base rate rise of 0.25 per cent. Mostly the mortgage market was unperturbed, believing this was simply a return to a more ‘normal’ level of 0.5 per cent, where the rate had stood for nearly a decade before being […]

Editor’s Note: Your bigger and better Mortgage Strategy has landed

It’s with great pleasure that we today reveal the first issue of our new monthly print version of Mortgage Strategy. After 16 years of producing weekly editions of your much-loved magazine, we felt it was time for a change, so we’ve moved to a bigger and better version, landing on your desks once a month. […]

Editor’s note: Time for change

Back in May, I let you know that Mortgage Strategy would be moving towards a more digital proposition from September, when we will publish on a monthly basis and concurrently launch an upgraded website. Following on from that announcement, this week will see our final print issue. It was crucial to me that we kept […]

Bricks building housing construction

House builders accused of flouting new code of conduct

Mortgage brokers have raised concerns that some housing developers are flouting industry regulations by putting undue pressure on buyers to use in-house mortgage services. South Coast Mortgage Services director Gareth Davies has said that he has seen two cases in the last week alone. In both cases clients were told that they couldn’t purchase the […]

Finance is only one hurdle for small developers

The housebuilding market in its current form simply isn’t working. We are completely over-reliant on the biggest players in the industry – the largest nine are responsible for more than 50 per cent of the new homes built in the UK. But there is a reluctance to do more, particularly in this uncertain post-Brexit world. And with […]


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