Kensington Mortgages has been added to Crystal Specialist Finance’s lending panel, giving brokers access to a range of specialist residential and buy-to-let products.
Packager CSF launched its specialist residential offering at the start of this month. This deal means brokers can access Kensington’s Select 95 per cent LTV range and its Young Professionals range — with a total of 24 products through limited distribution.
The company will accept applications from the self-employed, based on just one year’s accounts. There are also enhanced affordability criteria for high earners and young professionals.
The buy-to-let range includes mortgage up to 85 per cent LTV and deals for limited companies assessed on special purpose vehicle portfolio only.
All applications are assessed by one of Kensington’s professional advisors and not through an automated score system.
CSF’s new specialist residential offering is to meet growing demand from brokers looking to place complex first charge residential cases. The move initially focuses on areas such as later life lending, ex-pats, foreign nationals, adverse credit, self-employed and contractors.
CSF managing director Jo Breeden says: “It is imperative that our lending panel is growing and evolving across all sectors, so we know we are giving brokers access to market-leading products.”
She says across both specialist residential and buy-to-let these products can help meet complex requirement will delivering a more straightforward application process.