West One Loans launches second charge BTL loans

West One Loans is launching a new range of second charge buy-to-let loans. This range will include variable rate products, with no ERCs, as well as two-, three- and five-year fixed-rate options. Rates start from 6.99 per cent. Interest-only options are also available for landlords who can evidence a credible repayment strategy. LTVs are available […]


Octane Capital hires new credit manager from Octopus

Bridging lender Octane Capital has announced that Graham Macaulay has started in his new role as senior credit manager. Macaulay is the latest recruit to join the firm from Octopus Property, where he worked in a similar role. Macaulay will report to Matt Smith, Octane Capital’s director of credit, and another former Octopus employee. Octane […]


Paradigm teams up with The Loan Partnership

Paradigm Mortgage Services has added The Loan Partnership to its panel, as its preferred specialist lending partner. Products that will now be available to Paradigm members include second-charge mortgage from £5,000 to £2.5m, high LTV products, adverse credit plans and interest-only options. Rates on bridging loans with terms between one to 36 months start from […]

Feature: What will the Budget deliver for the mortgage market?

Speculation is rising that next week’s Budget may contain a number of measures designed to boost a struggling housing market. The Chancellor will deliver his first Autumn Budget next week. Although the contents remain under wraps, many industry experts are expecting announcements to boost house-building, as well as “targeted” changes to stamp duty land tax. […]


LendInvest launches into buy-to-let

LendInvest is launching a range of buy-to-let loans aimed at professional landlords and investors. The specialist lender, which to now has focused on bridging and development loans, says these new BTL mortgages will be “competitively priced” and include two-, three- and five-year fixes. Rates start at 3.69 per cent for a two-year fix at 60 […]

Commercial watch: The news is there’s no news

For what now seems like an age the financial services sector, the various media outlets operating in our industry and so many lender communications themselves have been awash with news, updates, product criteria changes and new submission requirements for portfolio buy-to-let lending as a result of the PRA changes which I’m sure you all know […]