Advisers

Insurance Watch: Adding up the product benefits

Customers are seeing a wealth of attractive offers and financial incentives with their products as providers look to give protection. Given the ongoing need to encourage our customers to be protected, it’s great to see providers taking steps to make their products, processes and overall proposition more attractive. Staying in the race with CIC Following […]

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Secured loans watch: New options in second charge space

The second charge mortgage market is evolving quickly, particularly when it comes to lending on buy-to-let properties and equitable charges. An increasing number of landlords are choosing to raise capital with a second charge on a buy-to-let property and there is a growing range of options for clients, even where the first charge lender declines […]

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Gatehouse Bank makes new hire

Gatehouse Bank has announced that it has signed Courtney Bowles (pictured) as a direct adviser, who will sit within the Direct Finance team. Bowles has five years’ experience in the home finance market, having been a whole of market broker and worked at Aldermore Bank as an adviser and underwriter. She will be based in […]

Personal touch will “never leave the industry”: UK Finance panel

Principality chief executive Steve Hughes, speaking at a panel at the UK Finance annual mortgage conference, stated that despite the increasing role of technology, face-to-face decision making will never leave the industry. Ostensibly gathered to air their thoughts on the Mortgage Market Study, UK Finance director Jackie Bennett, Imla executive director Kate Davies, Lloyds director […]

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FCA’s Woolard warns of “unintended consequences” in later life lending

FCA executive director of strategy and competition Christopher Woolard has given a speech at the UK Finance annual mortgage conference in which he highlighted the rise of relatively younger borrowers in the later life lending sector. Coming on the back of the interim findings of the Mortgage Market Study, which were released in May of […]

Careers insight: The lost art of keeping a secret

The phrase ‘it’s just business’ doesn’t cut it if your previous company has a restrictive covenant. Ignoring such a clause to help a rival or to even go into competition against your old employer could leave you with hefty legal costs, so find out where you stand. Restrictive covenants is a term we are all […]

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Panel hails 2018 as “year of the product transfer”: FSE Midlands

Speaking at a panel held at Financial Services Expo Midlands, LSL Property Services director of Mortgages David Copland hailed 2018 as “the year of the product transfer.” Copland added, however, that adviser’s margins could face a squeeze if intermediaries didn’t their share of product transfer business and if lenders continued to pay lower procuration fees. […]